What is SR22Costs?
SR22Costs is a free tool that helps drivers understand the true cost of SR-22 insurance. Enter your current monthly premium, select your state and violation type, and see your exact premium increase, new monthly cost, and full 3-year total — instantly, with no sign-up required.
SR-22 costs catch many drivers off guard. The filing fee itself is small ($15–$50), but the premium increase can be substantial. A DUI typically increases your annual premium by 80–100%. On a $150/month policy that is an extra $130/month — over $4,600 extra over three years. SR22Costs makes these costs transparent before you commit to a policy.
How accurate are the estimates?
Our estimates are based on average premium increase data from national insurance rate studies. Actual quotes will vary based on your specific driving record, vehicle, age, credit score (in states that allow it), and individual insurer pricing. Always get multiple quotes — rates for the same driver can vary by 30–50% between insurers.
FR-44 states
Florida and Virginia require FR-44 instead of SR-22 for DUI convictions. Our calculator automatically detects FR-44 states and applies the additional cost for higher liability limits.
Is this insurance advice?
No. SR22Costs provides cost estimates for information purposes only. Always confirm SR-22 requirements with your state DMV and speak with a licensed insurance professional before purchasing a policy.
Ready to calculate? Head back to the SR-22 cost calculator for your instant estimate.